Cash poor, asset poor and keen to own your own home?

Buying your first home is one of the most exciting milestones of your life, and you will always remember the day you turned that key in the lock, opened the door, and stepped inside. But it’s also a challenging time for many buyers, especially if you’re low on cash and low on other assets.

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Scott Miller
6-step prep for a successful home loan application

The hunt for the right property can take time, and once you’ve found it, you need to move fast—otherwise, some other savvy investor might beat you across the line. So it’s best to start preparing early, and one of the best ways to do that is to ensure your finances are in order well before you’re ready to buy.

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Scott Miller
Got assets? Leverage your equity to invest in property

For a long time, the Australian public has held the view that “cash is king”. Cash is the basis of most day-to-day financial transactions. It pays our wages and our bills. And while it’s not clear who first coined this phrase (pun intended!), its meaning for investors is clear: if you don’t have sufficient cash on hand, you won’t be able to seize investment opportunities when they arise.

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Scott Miller
Not all debt is created equal

Are you scared of debt, or opposed to it on principle? If so, you’re not alone. In my experience, most Australians prefer to avoid debt, and some will even save up for years to pay cash for big purchases. But this fear is often misguided, because not all debts are created equal.

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Scott Miller
Off The Plan vs Established

One of the most important decisions you'll need to make is whether to purchase an established home or an off the plan property. We'll guide you through this decision, keeping your goals at the centre of your strategy. Here are some of the pros and cons of an off the plan property, as well as a small selection of our many solutions to 

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